A mobile application and an electronic wallet allowing consumers to geo-locate local and responsible businesses of the network, to pay in POI but also to transfer the community currencies between them. The community currency of Bristol can be exchanged, without any friction, with the one of London during a trip to the capital.
A protocol, the Proof of Impact which establishes the local impact and the commitment of the actors as rules of money generation. Thus, when a transaction at a local merchant is carried out and a level of gamification is reached, POI are generated to reward users and fund local projects of their choice. Thanks to this operation, each action considered as having positive externalities on the territory and its actors is directly « materialized » in POI, thus becoming a reflection of the health of the local ecosystem.
A currency, the POI, is the "mother" cryptocurrency used as umbrella to ensure stability, promote the use and allow interconnection of the community currencies of each ecosystem.